Who assigns your MCC?
When you open a merchant account, underwriting assigns an MCC based on your application, website, processing history, and how you actually take payments. Your processor and acquiring bank are responsible for placing you in the correct category under card network rules.
Input
What you sell
Primary products/services matter more than your brand story. If you sell multiple lines, underwriting usually codes the dominant revenue activity.
Channel
How you bill
Card-present retail, ecommerce, subscriptions, and MOTO can change risk even inside similar categories.
History
Prior processing
Chargebacks, prior terminations, or high-risk verticals can push you toward specialist high-risk boarding under the same correct MCC.
Why your MCC affects money and approvals
Pricing
Processing fees
Higher-risk categories often mean higher markup, reserves, or stricter terms, even when interchange itself is set by the networks. Statement line items such as assessment fees and the Fixed Acquirer Network Fee (FANF) also change with category and volume.
Approvals
Issuer decline rates
Banks use MCC as a risk signal. The wrong code, or a high-scrutiny one without the right controls, can lower approval rates.
Stability
Account longevity
Mis-coding that hides risk can end in holds or MATCH placement when banks discover the real business model.
Controls
Fraud expectations
Elevated MCCs are expected to show stronger CNP controls, descriptors, and dispute handling from day one.
How to get coded correctly
- Describe the real business. Lead with what customers actually buy and how they pay, not aspirational branding.
- Match your website and statements. Underwriters compare your application to live offers, checkout, and billing descriptors.
- Flag subscriptions and delayed delivery. Continuity, trials, and long fulfillment cycles change risk even inside the same product category.
- Do not shop for a “safer” MCC. Incorrect coding is a compliance problem, not a pricing hack.
- Use a specialist when the category is elevated. A high-risk merchant account partner will board you under the correct code with terms you can survive.
Common high-scrutiny MCCs
These categories show up often in high-risk underwriting. Where Zen has an industry or solution page, it is linked from the card. For a narrative overview, also read high-risk MCC codes.
MCC 5816
Digital goods: games
Often scrutinized for card-not-present and chargeback risk.
Risk note: Commonly treated as elevated / high-risk.
MCC 5968
Direct marketing: continuity / subscription
Common for membership and recurring billing models.
Risk note: Commonly treated as elevated / high-risk.
MCC 5993
Cigar stores / tobacco
Frequently treated as higher risk depending on product mix.
Risk note: Commonly treated as elevated / high-risk.
MCC 5912
Drug stores / pharmacies
Also used for many nutraceutical and regulated product models.
Risk note: Commonly treated as elevated / high-risk.
MCC 7995
Betting / casino gambling
Typically requires specialized high-risk processing partners.
Risk note: Commonly treated as elevated / high-risk.
MCC 7273
Dating / escort services
Dating and adult-adjacent businesses often need high-risk accounts.
Risk note: Commonly treated as elevated / high-risk.
MCC code lookup
Filter by category or search by code/name. Linked codes and names open a related Zen guide or industry page when one is available. Official MCC definitions are standardized in ISO 18245; card networks and acquirers apply those codes in underwriting.
Showing 244 of 244 codes
| Code | Name | Details |
|---|---|---|
Veterinary services Professional services Animal care and veterinary practices. | Animal care and veterinary practices. | |
| General contractors: residential / commercial Construction Building and remodeling contractors. | Building and remodeling contractors. | |
Heating, plumbing, air conditioning Construction HVAC and related trade services. | HVAC and related trade services. | |
Electrical contractors Construction Electrical installation and repair. | Electrical installation and repair. | |
Miscellaneous publishing and printing Business services Publishers and print services. | Publishers and print services. | |
Airlines (generic range start) Travel Airline MCCs are often carrier-specific; underwriting varies. | Airline MCCs are often carrier-specific; underwriting varies. | |
Car rental agencies Travel Vehicle rental merchants. | Vehicle rental merchants. | |
| Hotels / motels / resorts Travel Lodging properties. | Lodging properties. | |
Local / suburban commuter transport Transportation Local passenger transportation. | Local passenger transportation. | |
Passenger railways Transportation Rail passenger services. | Rail passenger services. | |
Taxicabs / limousines Transportation Taxi and limo services. | Taxi and limo services. | |
Bus lines Transportation Intercity and charter bus operators. | Intercity and charter bus operators. | |
| Motor freight carriers / trucking Transportation Freight and trucking businesses. | Freight and trucking businesses. | |
Courier services Transportation Package delivery and courier companies. | Package delivery and courier companies. | |
Steamship / cruise lines Travel Cruise and ocean passenger lines. | Cruise and ocean passenger lines. | |
Airlines / air carriers Travel Air transportation merchants. | Air transportation merchants. | |
4722 (opens related guide)Higher scrutiny | Travel agencies / tour operators Travel Agencies and tour packages. | Agencies and tour packages. |
Transportation services (not elsewhere classified) Transportation Other transportation services. | Other transportation services. | |
Telecommunication equipment Telecom Phone and telecom hardware sales. | Phone and telecom hardware sales. | |
Telecommunication services Telecom Phone, fax, and related services. | Phone, fax, and related services. | |
Computer network / information services Digital / software ISPs and network services. | ISPs and network services. | |
Telegraph services Telecom Legacy telegraph and wire services. | Legacy telegraph and wire services. | |
4829Higher scrutiny | Money transfer / wire transfer Financial Often elevated risk and compliance review. | Often elevated risk and compliance review. |
Cable / satellite / other pay TV Media Subscription TV and streaming-adjacent billing. | Subscription TV and streaming-adjacent billing. | |
Utilities Utilities Electric, gas, water, sanitary services. | Electric, gas, water, sanitary services. | |
Motor vehicle supplies / new parts Wholesale Auto parts wholesalers. | Auto parts wholesalers. | |
Computers / peripherals / software Wholesale IT equipment wholesale. | IT equipment wholesale. | |
Medical / dental / ophthalmic equipment Wholesale Healthcare equipment suppliers. | Healthcare equipment suppliers. | |
Electrical parts / equipment Wholesale Electrical component distributors. | Electrical component distributors. | |
Hardware equipment / supplies Wholesale Hardware wholesalers. | Hardware wholesalers. | |
5094Higher scrutiny | Precious stones / metals / jewelry Wholesale Can attract elevated fraud scrutiny. | Can attract elevated fraud scrutiny. |
Stationery / office supplies Wholesale Office product distributors. | Office product distributors. | |
5122 (opens related guide)Higher scrutiny | Drugs, drug proprietaries, druggists' sundries Wholesale Common underwriting category for CBD and similar product lines. | Common underwriting category for CBD and similar product lines. |
Piece goods / notions / dry goods Wholesale Textile and fabric wholesale. | Textile and fabric wholesale. | |
Men's / women's / children's uniforms Wholesale Uniform suppliers. | Uniform suppliers. | |
Commercial footwear Wholesale Footwear wholesalers. | Footwear wholesalers. | |
Books / periodicals / newspapers Wholesale Publishing wholesale. | Publishing wholesale. | |
Florists supplies / nursery stock Wholesale Nursery and florist wholesale. | Nursery and florist wholesale. | |
Home supply warehouse stores Retail Large-format home improvement. | Large-format home improvement. | |
Lumber / building materials Retail Building materials stores. | Building materials stores. | |
Glass / paint / wallpaper stores Retail Paint and decorating retailers. | Paint and decorating retailers. | |
Hardware stores Retail Hardware retail. | Hardware retail. | |
Nurseries / lawn and garden Retail Garden centers. | Garden centers. | |
Wholesale clubs Retail Membership warehouse clubs. | Membership warehouse clubs. | |
Discount stores Retail Discount general merchandise. | Discount general merchandise. | |
Department stores Retail Department store retail. | Department store retail. | |
Variety stores Retail Variety / dollar-style retail. | Variety / dollar-style retail. | |
Miscellaneous general merchandise Retail General merchandise not elsewhere classified. | General merchandise not elsewhere classified. | |
Grocery stores / supermarkets Retail Food retail. | Food retail. | |
Freezer / meat provisioners Retail Specialty meat retailers. | Specialty meat retailers. | |
Candy / nut / confectionery stores Retail Confectionery retail. | Confectionery retail. | |
Dairy products stores Retail Dairy specialty retail. | Dairy specialty retail. | |
Bakeries Retail Bakery retail. | Bakery retail. | |
Miscellaneous food stores Retail Specialty food retail. | Specialty food retail. | |
Automobile / truck dealers: new / used Automotive Vehicle dealers. | Vehicle dealers. | |
Automotive tire stores Automotive Tire retailers. | Tire retailers. | |
Automotive parts / accessories Automotive Auto parts retail. | Auto parts retail. | |
Service stations Automotive Fuel and service stations. | Fuel and service stations. | |
Automated fuel dispensers Automotive Pay-at-pump fuel. | Pay-at-pump fuel. | |
Motorcycle shops / dealers Automotive Motorcycle sales and service. | Motorcycle sales and service. | |
Men's / boys' clothing Retail Menswear retail. | Menswear retail. | |
Women's ready-to-wear Retail Women's apparel. | Women's apparel. | |
Women's accessory / specialty Retail Accessories retail. | Accessories retail. | |
Children's / infants' wear Retail Children's clothing. | Children's clothing. | |
Family clothing stores Retail Family apparel. | Family apparel. | |
Sports / riding apparel Retail Sportswear specialty. | Sportswear specialty. | |
Shoe stores Retail Footwear retail. | Footwear retail. | |
Furriers / fur shops Retail Fur apparel. | Fur apparel. | |
Men's / women's clothing stores Retail Mixed apparel retail. | Mixed apparel retail. | |
Tailors / alterations / mending Personal services Alteration services. | Alteration services. | |
Miscellaneous apparel / accessory Retail Other apparel retail. | Other apparel retail. | |
Furniture / home furnishings Retail Furniture stores. | Furniture stores. | |
Floor covering stores Retail Carpet and flooring. | Carpet and flooring. | |
Drapery / window covering Retail Window treatments. | Window treatments. | |
Fireplaces / fireplace screens Retail Fireplace specialty. | Fireplace specialty. | |
Miscellaneous home furnishing Retail Other home furnishings. | Other home furnishings. | |
Household appliance stores Retail Appliance retail. | Appliance retail. | |
Electronics stores Retail Consumer electronics. | Consumer electronics. | |
Music stores: instruments / pianos / sheet music Retail Music instrument retail. | Music instrument retail. | |
Computer software stores Retail Software retail. | Software retail. | |
Record shops Retail Music media retail. | Music media retail. | |
Caterers Food service Catering businesses. | Catering businesses. | |
| Eating places / restaurants Food service Restaurants. | Restaurants. | |
5813Higher scrutiny | Drinking places: bars / taverns / nightclubs Food service Bars and nightlife. | Bars and nightlife. |
Fast food restaurants Food service QSR / fast food. | QSR / fast food. | |
5815Higher scrutiny | Digital goods: media / books / movies / music Digital / software Digital content sales. | Digital content sales. |
5816 (opens related guide)Higher scrutiny | Digital goods: games Digital / software Often scrutinized for card-not-present and chargeback risk. | Often scrutinized for card-not-present and chargeback risk. |
5817Higher scrutiny | Digital goods: applications (excludes games) Digital / software App and software downloads. | App and software downloads. |
5818Higher scrutiny | Digital goods: large digital goods merchant Digital / software High-volume digital goods. | High-volume digital goods. |
5912 (opens related guide)Higher scrutiny | Drug stores / pharmacies Health Also used for many nutraceutical and regulated product models. | Also used for many nutraceutical and regulated product models. |
5921Higher scrutiny | Package stores: beer / wine / liquor Retail Alcohol retail; compliance varies by jurisdiction. | Alcohol retail; compliance varies by jurisdiction. |
Used merchandise / secondhand stores Retail Resale and thrift. | Resale and thrift. | |
Antique shops Retail Antique dealers. | Antique dealers. | |
5933Higher scrutiny | Pawn shops Financial Often elevated underwriting scrutiny. | Often elevated underwriting scrutiny. |
Antique reproductions Retail Reproduction antique goods. | Reproduction antique goods. | |
Bicycle shops Retail Bicycle sales and service. | Bicycle sales and service. | |
5941 (opens related guide)Higher scrutiny | Sporting goods stores Retail Includes many firearms retailers depending on assortment. | Includes many firearms retailers depending on assortment. |
Book stores Retail Book retail. | Book retail. | |
Stationery / office / school supply Retail Office supply retail. | Office supply retail. | |
5944Higher scrutiny | Jewelry stores / watches / clocks / silverware Retail Jewelry retail; fraud scrutiny common. | Jewelry retail; fraud scrutiny common. |
Hobby / toy / game shops Retail Toys and hobbies. | Toys and hobbies. | |
Camera / photographic supply Retail Camera retail. | Camera retail. | |
Gift / card / novelty / souvenir Retail Gift shops. | Gift shops. | |
Luggage / leather goods Retail Luggage retail. | Luggage retail. | |
Sewing / needlework / piece goods / fabrics Retail Fabric and craft retail. | Fabric and craft retail. | |
Glassware / crystal stores Retail Glassware specialty. | Glassware specialty. | |
5960Higher scrutiny | Direct marketing: insurance services Direct marketing Insurance sold via direct marketing. | Insurance sold via direct marketing. |
5962Higher scrutiny | Direct marketing: travel-related arrangement services Direct marketing Travel offers via outbound marketing. | Travel offers via outbound marketing. |
5963Higher scrutiny | Door-to-door sales Direct marketing Door-to-door merchants. | Door-to-door merchants. |
5964Higher scrutiny | Direct marketing: catalog merchants Direct marketing Catalog mail-order. | Catalog mail-order. |
5965Higher scrutiny | Direct marketing: combination catalog / retail Direct marketing Hybrid catalog and storefront. | Hybrid catalog and storefront. |
5966Higher scrutiny | Direct marketing: outbound telemarketing Direct marketing Outbound telemarketing merchants. | Outbound telemarketing merchants. |
5967 (opens related guide)Higher scrutiny | Direct marketing: inbound teleservices Direct marketing Frequently used for adult products and high-risk digital offers. | Frequently used for adult products and high-risk digital offers. |
5968 (opens related guide)Higher scrutiny | Direct marketing: continuity / subscription Direct marketing Common for membership and recurring billing models. | Common for membership and recurring billing models. |
5969Higher scrutiny | Direct marketing: other Direct marketing Other direct marketing models. | Other direct marketing models. |
Artist supply / craft shops Retail Art supplies. | Art supplies. | |
Art dealers / galleries Retail Art galleries. | Art galleries. | |
Stamp / coin stores Retail Collectibles retail. | Collectibles retail. | |
Religious goods stores Retail Religious products. | Religious products. | |
Hearing aids: sales / service Health Hearing aid merchants. | Hearing aid merchants. | |
Orthopedic goods / prosthetic devices Health Orthopedic suppliers. | Orthopedic suppliers. | |
Cosmetic stores Retail Cosmetics retail. | Cosmetics retail. | |
Typewriter stores: sales / service / rental Retail Legacy office equipment. | Legacy office equipment. | |
Fuel dealers: oil / wood / coal / liquefied petroleum Utilities Fuel delivery dealers. | Fuel delivery dealers. | |
Florists Retail Flower shops. | Flower shops. | |
5993 (opens related guide)Higher scrutiny | Cigar stores / tobacco Specialty retail Frequently treated as higher risk depending on product mix. | Frequently treated as higher risk depending on product mix. |
News dealers / newsstands Retail Newsstands. | Newsstands. | |
Pet shops / pet food / supplies Retail Pet retail. | Pet retail. | |
Swimming pools: sales / service Retail Pool supplies and service. | Pool supplies and service. | |
Electric razor stores Retail Specialty electric razors. | Specialty electric razors. | |
Tent / awning shops Retail Tent and awning retail. | Tent and awning retail. | |
5999Higher scrutiny | Miscellaneous specialty retail Retail Catch-all specialty retail; underwriting depends on goods sold. | Catch-all specialty retail; underwriting depends on goods sold. |
Financial institutions: manual cash disbursements Financial Bank cash disbursement. | Bank cash disbursement. | |
Financial institutions: automated cash disbursements Financial ATM cash disbursement. | ATM cash disbursement. | |
6012Higher scrutiny | Financial institutions: merchandise / services Financial Bank merchandise and services. | Bank merchandise and services. |
6051Higher scrutiny | Non-financial institutions: foreign currency / money orders / travelers cheques Financial Money services businesses. | Money services businesses. |
6211Higher scrutiny | Security brokers / dealers Financial Brokerage services. | Brokerage services. |
Insurance sales / underwriting / premiums Financial Insurance premium collection. | Insurance premium collection. | |
| Real estate agents / managers: rentals Professional services Property rental management. | Property rental management. | |
| Lodging: hotels / motels / resorts Travel Lodging merchants. | Lodging merchants. | |
Sporting / recreational camps Travel Camps and outdoor lodging. | Camps and outdoor lodging. | |
Trailer parks / campgrounds Travel Campgrounds. | Campgrounds. | |
Laundry / cleaning / garment services Personal services Laundry services. | Laundry services. | |
Laundry: family / commercial Personal services Laundromats and commercial laundry. | Laundromats and commercial laundry. | |
Dry cleaners Personal services Dry cleaning. | Dry cleaning. | |
Photographic studios Personal services Photo studios. | Photo studios. | |
| Beauty / barber shops Personal services Salons and barbers. | Salons and barbers. | |
Shoe repair / hat cleaning / shoe shine Personal services Shoe services. | Shoe services. | |
Funeral services / crematories Personal services Funeral homes. | Funeral homes. | |
7273 (opens related guide)Higher scrutiny | Dating / escort services Personal services Dating and adult-adjacent businesses often need high-risk accounts. | Dating and adult-adjacent businesses often need high-risk accounts. |
Tax preparation services Professional services Tax preparers. | Tax preparers. | |
7277 (opens related guide)Higher scrutiny | Counseling services: debt / marriage / personal Professional services Often used for coaching and credit-repair adjacent models. | Often used for coaching and credit-repair adjacent models. |
Buying / shopping services / clubs Personal services Shopping clubs. | Shopping clubs. | |
Clothing rental Personal services Clothing rental. | Clothing rental. | |
7297Higher scrutiny | Massage parlors Personal services Elevated underwriting scrutiny common. | Elevated underwriting scrutiny common. |
Health / beauty spas Personal services Spas and wellness. | Spas and wellness. | |
7299Higher scrutiny | Miscellaneous personal services Personal services Catch-all personal services; risk depends on offer. | Catch-all personal services; risk depends on offer. |
7311 (opens related guide)Higher scrutiny | Advertising services Business services Agencies and media buying. | Agencies and media buying. |
Consumer credit reporting agencies Business services Credit bureaus / reporting. | Credit bureaus / reporting. | |
Commercial photography / art / graphics Business services Commercial creative services. | Commercial creative services. | |
Quick copy / reproduction / blueprint Business services Copy centers. | Copy centers. | |
Stenographic / secretarial support Business services Office support services. | Office support services. | |
Exterminating / disinfecting services Business services Pest control. | Pest control. | |
Cleaning / maintenance / janitorial Business services Janitorial services. | Janitorial services. | |
Employment agencies / temporary help Business services Staffing firms. | Staffing firms. | |
| Computer programming / data processing / system design Digital / software Software and IT services. | Software and IT services. | |
Information retrieval services Digital / software Data / information services. | Data / information services. | |
Computer maintenance / repair / services Digital / software Computer repair. | Computer repair. | |
| Management / consulting / public relations Professional services Consulting firms. | Consulting firms. | |
Detective agencies / protective services / security Business services Security services. | Security services. | |
Equipment / furniture / tool rental / leasing Business services Equipment rental. | Equipment rental. | |
Photofinishing laboratories Business services Photo finishing. | Photo finishing. | |
| Business services (not elsewhere classified) Business services Catch-all B2B services. | Catch-all B2B services. | |
Automobile rental agency Travel Car rental. | Car rental. | |
Truck / utility trailer rentals Travel Truck rental. | Truck rental. | |
Motor home / recreational vehicle rentals Travel RV rental. | RV rental. | |
Parking lots / garages Automotive Parking operators. | Parking operators. | |
Automotive body repair shops Automotive Body shops. | Body shops. | |
Tire retreading / repair shops Automotive Tire service. | Tire service. | |
Automotive paint shops Automotive Auto paint. | Auto paint. | |
Automotive service shops Automotive General auto repair. | General auto repair. | |
Car washes Automotive Car wash businesses. | Car wash businesses. | |
Towing services Automotive Towing. | Towing. | |
Electronics repair shops Repair Electronics repair. | Electronics repair. | |
Air conditioning / refrigeration repair Repair HVAC repair. | HVAC repair. | |
Electrical / small appliance repair Repair Appliance repair. | Appliance repair. | |
Watch / clock / jewelry repair Repair Jewelry repair. | Jewelry repair. | |
Furniture: reupholstery / repair / refinishing Repair Furniture repair. | Furniture repair. | |
Welding services Repair Welding shops. | Welding shops. | |
Miscellaneous repair shops Repair Other repair services. | Other repair services. | |
Motion picture / video tape production / distribution Media Film and video production. | Film and video production. | |
Motion picture theaters Media Movie theaters. | Movie theaters. | |
Video tape rental stores Media Legacy video rental. | Legacy video rental. | |
Dance halls / studios / schools Entertainment Dance studios. | Dance studios. | |
7922Higher scrutiny | Theatrical producers / ticket agencies Entertainment Live events and ticketing. | Live events and ticketing. |
Bands / orchestras / entertainers Entertainment Performers and entertainment acts. | Performers and entertainment acts. | |
Billiard / pool establishments Entertainment Pool halls. | Pool halls. | |
Bowling alleys Entertainment Bowling centers. | Bowling centers. | |
Commercial sports / athletic fields / clubs Entertainment Sports clubs and venues. | Sports clubs and venues. | |
Tourist attractions / exhibits Entertainment Attractions. | Attractions. | |
Golf courses: public Entertainment Public golf. | Public golf. | |
Video amusement game supplies Entertainment Amusement game suppliers. | Amusement game suppliers. | |
| Video game arcades / establishments Entertainment Arcades. | Arcades. | |
7995 (opens related guide)Higher scrutiny | Betting / casino gambling Gaming Typically requires specialized high-risk processing partners. | Typically requires specialized high-risk processing partners. |
Amusement parks / circuses / carnivals / fortune tellers Entertainment Amusement operators. | Amusement operators. | |
Membership clubs: sports / recreation / athletic Entertainment Membership recreation clubs. | Membership recreation clubs. | |
Aquariums / seaquariums / dolphinariums Entertainment Aquariums. | Aquariums. | |
Recreation services (not elsewhere classified) Entertainment Other recreation. | Other recreation. | |
| Doctors / physicians Health Physician practices. | Physician practices. | |
Dentists / orthodontists Health Dental practices. | Dental practices. | |
Osteopaths Health Osteopathic physicians. | Osteopathic physicians. | |
Chiropractors Health Chiropractic offices. | Chiropractic offices. | |
Optometrists / ophthalmologists Health Eye care professionals. | Eye care professionals. | |
Opticians / eyeglasses / contact lenses Health Optical retail. | Optical retail. | |
Podiatrists / chiropodists Health Podiatry. | Podiatry. | |
Nursing / personal care facilities Health Care facilities. | Care facilities. | |
Hospitals Health Hospital systems. | Hospital systems. | |
Medical / dental laboratories Health Labs. | Labs. | |
| Medical services / health practitioners (NEC) Health Other health practitioners; often telehealth. See our MCC 8099 deep dive for medical businesses. | Other health practitioners; often telehealth. See our MCC 8099 deep dive for medical businesses. | |
| Legal services / attorneys Professional services Law firms. | Law firms. | |
Elementary / secondary schools Education K-12 schools. | K-12 schools. | |
Colleges / universities / professional schools Education Higher education. | Higher education. | |
Correspondence schools Education Distance education. | Distance education. | |
Business / secretarial schools Education Business schools. | Business schools. | |
Trade / vocational schools Education Trade schools. | Trade schools. | |
Schools / educational services (NEC) Education Other education providers. | Other education providers. | |
Child care services Education Daycare and child care. | Daycare and child care. | |
| Charitable / social service organizations Nonprofit Charities and social services. | Charities and social services. | |
Civic / social / fraternal associations Nonprofit Associations and clubs. | Associations and clubs. | |
8651Higher scrutiny | Political organizations Nonprofit Political groups; elevated scrutiny common. | Political groups; elevated scrutiny common. |
Religious organizations Nonprofit Churches and religious orgs. | Churches and religious orgs. | |
Automobile associations Nonprofit Auto clubs. | Auto clubs. | |
8699 (opens related guide)Higher scrutiny | Membership organizations (NEC) Nonprofit Other membership orgs. | Other membership orgs. |
Testing laboratories (non-medical) Business services Commercial labs. | Commercial labs. | |
Architectural / engineering / surveying Professional services A/E firms. | A/E firms. | |
Accounting / auditing / bookkeeping Professional services Accounting firms. | Accounting firms. | |
Professional services (NEC) Professional services Catch-all professional services. | Catch-all professional services. | |
Court costs / including alimony / child support Government Court-related payments. | Court-related payments. | |
Fines Government Government fines. | Government fines. | |
9223Higher scrutiny | Bail and bond payments Government Bail bonds; elevated risk. | Bail bonds; elevated risk. |
Tax payments Government Tax payments to government. | Tax payments to government. | |
Government services (NEC) Government Other government services. | Other government services. | |
Postal services: government only Government Government postal services. | Government postal services. | |
Intra-government purchases Government Government purchasing. | Government purchasing. |
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