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The Best Firearm Merchant Account Provider

When it comes to obtaining a firearms merchant account, Zen Payments is the best in the industry. We understand the complexities and challenges faced by firearms industry businesses and provide FFL payment solutions to gun brokers and firearms merchants alike.

At Zen Payments, we offer a secure and seamless payment platform that enables firearms businesses to accept credit card payments with confidence, empowering them to focus on their core business operations. Our comprehensive understanding of the industry regulations and our robust risk management systems ensure that your debit and credit card transactions are processed smoothly and securely.

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Firearms Dealers and Federal Firearms License Friendly
Merchant Accounts

If you sell guns or ammunition,traditional payment processing companies won't provide the expertise you need. Instead, you need an FFL-friendly merchant services provider who's comfortable with the risk. At Zen Payments, we make it easy with an extensive network of providers, excellent approval ratings and years of industry experience. We know the challenges you're facing and will help guide you toward a solution that works for your business today and provides you with a springboard for future growth.

Why are Firearms Businesses Considered
High-Risk?

If you've talked to a payment processor about setting up a firearms merchant account, you've probably been informed that the firearms industry is considered high-risk. High-risk industries are typically industries with high chargeback volume, subscription services, or fraud risk. Firearms merchants are considered high-risk due to the nature of gun shops, shooting ranges, and other businesses that sell firearms and gun accessories.

Not only do they need a federal firearms license to sell in the first place, but companies in the firearms industry face heavy regulations, often have a high volume of chargebacks, and buying and selling firearms has become a major political issue around the Second Amendment.

On top of all of this, they are also one of the few automatically deemed high-risk, regardless of business history, credit score or reputation. Being high-risk creates roadblocks in securing payment processing services, whether you're selling products online or in a brick-and-mortar location. For these reasons, traditional banks often worry about their reputation if they work with a firearms merchant.

Moreover, companies like Stripe, Square, and Paypal will not be able to process payments for you. These providers can't service high-risk accounts. If you're using them and they find out, you will get your funds frozen due to firearm industry regulations.

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You Need an Online
Firearms Merchant Account

Get your online firearm merchant account today. The online firearms industry is growing nationwide. 2020 yielded more firearm sales than any year in history, totaling almost 40 million dollars in sales.

With guns, ammunition, and weapons sales increasing at an alarming rate, there has never been a better time to get online credit card processing for gun brokers. To handle these high-volume accounts, you need a firearm merchant processing company with a proven track record of success within the industry. That's where Zen Payments comes in.

We have over 15 years of experience helping firearms merchants secure a merchant account and processing for their business. We make sure our merchants can process payments consistently and pay the best rate possible for high-risk accounts. Let us take it from here and get you approved today!

Firearms Merchant
Account Stability

Offering merchant accounts to card-not-present  firearms sellers is no small task! Unlike most processors, at Zen Payments, we have spent countless hours understanding the firearms industry and, more importantly, understanding how to monitor issues closely so we can make sure your merchant account stays open. With us, you never have to worry about getting closed strictly due to your industry.

Zen Payments Firearms
Credit Card Processing

Here at Zen Payments, we take the time to ensure your site is ready to accept credit cards. From your merchant account to your payment gateway, we'll get everything set up and ready to go. Every firearm merchant we have undergoes a strict underwriting process to make sure the account stays live, and that funds are not frozen or kept.

We want to keep you in business, and we take every step necessary to ensure YOUR payment processing success as a firearms merchant. We offer you 24/7 support, chargeback reduction and protection programs, underwriting to prevent fraud and various payment gateways to ensure compatibility with your platform.

Why Setup A Firearms Merchant Account Through
Zen Payments?

We offer much more than just a firearms payment gateway and payment processing. When you work with Zen Payments, we go the extra mile for all of our firearms merchant accounts. We understand how difficult the firearms business can be, and we'll work to make sure to make setting up your merchant account is simple and stress-free. We'll have you set up with your firearms merchant account approved and ready to accept payments in no time.

Examples of the additional benefits of choosing the Firearms merchant services from Zen Payments include:

High approval rates

We want to help you open a gun and ammo merchant account that works for your business. We'll work to help you find a provider even if you have low credit. We approve 98% of clients with a credit score of 500 or above.

An expansive financial network

We work with over 15 different banks and merchant services providers. We'll leverage this network to find companies willing to work with your firearms business and provide you with options so you can select the best fit.

Same-day payment access

With our services, you can get access to the money you've made on the same day as the sale. You will have the liquid capital you need to do business and eliminate the time and energy you currently spend reconciling accounts.

Find Your
Zen

With over 15 years of experience, Zen Payments is your number-one choice for setting up a firearms merchant account. Whether you own a retail store, an eCommerce business, or sell on GunBroker.com, we have you covered! When you open your firearms merchant account, we will be here every step of the way to guide you through the process. We understand the risks inherent to firearms-related businesses and are here to help our clients have the best experience possible.


Need a merchant
Account?

If you're looking for payment solutions that will positively impact your business, Zen Payments is ready to help. Get started right now by contacting us online or giving our merchant services specialists a call at 844-661-0725.

Apply Now
Get started with Zen Payments
Fill out this form and a merchant services representative will be in touch!
Phone Number

Already filled out a form?  Login

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