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Online Dating Credit Card Processing and Merchant Account

If you offer online dating services, you understand how frustrating it can be to obtain a dating merchant account for credit card processing. At Zen Payments, we offer merchant accounts and payment processing solutions for businesses in the online dating industry. If you are starting an online dating site or are looking for a new merchant account, Zen Payments is the best solution. That's because we:

  • Have over 15 years of experience working with high-risk industries
  • Have one of the highest approval rates in the industry
  • Offer chargeback protection and mitigation
Get started with Zen Payments
Fill out this form and a merchant services representative will be in touch!

Get in touch: (877)-511-3402

WHY MANY CREDIT CARD PROCESSOR DON'T WORK WITH
HIGH-RISK MERCHANTS

Online dating businesses often find it difficult to obtain merchant accounts. That's because the online dating industry is considered high-risk by traditional banks and other financial institutions. This makes all of the businesses in the industry high-risk as well.

The reason a company is considered high-risk by payment processors is pretty simple: these processors see additional risk when working with this type of company. There are many reasons why online businesses and industries become labeled high-risk. These reasons include industry regulations, a high chargeback ratio because the company is subscription-based or another reason, high susceptibility to fraud or illegal activity, high sales volume, or a large number of total returns. Other factors can also include a company's lack of credit history or if the business owner has a bad credit score.

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WHY IS THE ONLINE DATING INDUSTRY CONSIDERED HIGH-RISK
BY MERCHANT ACCOUNT PROVIDERS?

Merchants in the online dating industry are considered high-risk because they often see:

  • High Chargeback Ratio: The most common reason online dating websites are considered high-risk is because they often have a high chargeback ratio because of user disputes and refunds because of infidelity.
  • Higher Risk of Fraud and Transaction Laundering:  Online dating sites have a high risk of transaction laundering. They are occasionally used as fronts for other industries, such as escort services.
  • High Risk of Customer Complaints: Due to what they sell, online dating merchants often deal with a high volume of customer complaints that make payment processors wary.
  • Age-Restrictions: Because the dating service industry is age-restricted, this also increases the risk.

Traditional credit card processing companies are hesitant to take on the risk that comes with high fraud and transaction laundering, customer complaints, and high chargeback ratios.

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WHAT THIS MEANS FOR
ONLINE DATING MERCHANT ACCOUNTS

Online dating merchants need to consider obtaining high-risk merchant accounts to keep their businesses up and running. A high-risk merchant account will allow you to accept payments and put long-term merchant account services in place so that you don't have to worry about your merchant account being frozen or deactivated.

Zen Payments is the partner dating site owners trust to set up their high-risk merchant accounts. Talk to us today about online dating merchant accounts and starting the application process.

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ONLINE DATING
CREDIT CARD PROCESSING

Credit and debit card processing is key for dating websites and other online high-risk businesses. Because of the high-risk nature of the industry, you'll need a high-risk processor.

Zen Payments will handle everything! We work with you to create custom dating payment processing solutions and a merchant account that works for your dating business.

Learn More About Zen Payments Processing Solutions
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ENSURE YOUR ONLINE DATING BUSINESS HAS A
SECURE PAYMENT GATEWAY

When looking for a payment processor for your dating app or site, you need one that can offer secure payment gateways. A payment gateway is the key to ensuring credit card information is secure and delivered accurately as you process payments.

At Zen Payments, we have years of experience in setting up payment gateways for dating apps and online dating sites. We have partnerships with over fifteen financial institutions, so we can match online dating merchants with the ideal merchant account and secure payment gateway. For online dating merchant accounts and payment processing, Zen Payments is the best choice.

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HOW CAN I OBTAIN A HIGH-RISK
ONLINE DATING MERCHANT ACCOUNT?

We make it easy for dating sites to obtain a high-risk merchant account. First, we'll work with you to create a custom payment processing solution based on your business needs, whether you run a dating website or app.

Next, you'll go through our approval process, which always includes formal underwriting. We have a 98% acceptance rate, so you don't need to stress about your business type being accepted. Once we've approved your application, we'll get you set up so you can start to see the total sales roll in!

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WHY CHOOSE ZEN PAYMENTS AS YOUR
ONLINE DATING MERCHANT ACCOUNT PROVIDER?

We love working with customers in high-risk, niche-oriented industries like the dating industry, and we've been doing it for over a decade. We pride ourselves on our highly competitive rates so that you can maximize your revenue from your apps and website. If your business needs a high-risk payment processing service, Zen Payments is the right choice.

We also offer excellent customer service so you can be sure that if you ever run into an issue, we'll resolve it quickly and to your satisfaction.

Get Started Today!

MORE BENEFITS OF PARTNERING
With Zen Payments

Chargeback Prevention Tools

Our retail POS systems are specifically designed to minimize chargebacks that result in the reversal of credit card funds to your business. They help combat fraud and reduce incidents where sales are processed without sufficient buyer funds. Furthermore, you'll have all the necessary information to effectively dispute chargebacks. Chargeback prevention tools are essential in this high-risk industry.

We Have Partner With Over 15 Financial Institutions

While it may be difficult for online dating businesses to find a payment processing partner, we make it easy with our network of over 15 financial institutions. This means we have the resources to find the provider that works best with your online dating business model and needs. When you work with us and our partners, you'll have a financial institution that meets your long-term needs as your business grows.

High Approval Rates

When you apply for an account and go through underwriting with us, you don't need to stress about getting accepted. We have one of the highest approval rates you'll find, with a 98% approval rate for account services. We also work with business owners who have a credit score of 500 or lower.

Fast Account Setup

We understand that setting up your merchant account quickly allows you to start payment processing. Although high-risk accounts do take longer to set up, our underwriting process is flexible and can expedite the process. We typically get our clients processed and onboarded in one to two weeks, so you can get your online dating site live and accept credit card payments quickly.

Multiple Payment Options

Being able to accept multiple payment options is key for online dating websites. With Zen Payments, you can accept all major credit cards, including Visa, American Express, Discover, and MasterCard with no problems. We'll also help you receive money via other methods, such as PIN-debit, e-check, electronic bank transfer (EBT), and gift cards.


Need a merchant
Account?

If you're looking for payment solutions that will positively impact your dating services business, Zen Payments is ready to help. Get started with the application process by contacting us online or giving our merchant services specialists a call at 844-661-0725.

Apply Now
Get started with Zen Payments
Fill out this form and a merchant services representative will be in touch!

Get in touch: (877)-511-3402

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