Ecommerce Merchant Accounts

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Shopping Online Has Never Been This Easy

Ecommerce merchant services have never been in higher demand. In 2020, 44% of all retail sales took place online. In 2017, ecommerce only accounted for 10.9% of retail sales. This shows that the ecommerce market is growing exponentially. In order to take advantage of the growing market, you need to make sure that you find a reputable payment processing company.

The best ecommerce merchant services company is Zen Payments. Zen Payments is a pioneer of ecommerce payment processing, and we service multiple platforms to make sure you can accept credit cards on any of them. It is essential to work with a merchant service provider like Zen Payments that understands the online world to protect your business.

Get started with Zen Payments
Fill out this form and a merchant services representative will be in touch!

Get in touch: (877)-511-3402


Nowadays many ecommerce merchant services are considered high risk. In other words, you will need to obtain a high-risk merchant account in order to process payments for your business. This is largely due to the fact that chargebacks are an inherent risk anytime card not present transactions take place. Card not present or CNP transactions become high risk due to the increase in fraud, and chargebacks.

Chargeback Prevention


In the event that your business keeps growing, the risk of chargebacks continues to rise. This is why you need to make sure that you have a merchant services company that is able to constantly deliver. If your chargebacks exceed a certain threshold, you may be at risk to have your funds frozen, and your merchant account terminated. The last thing you want to worry about as a business owner is not having access to your funds.

Ecommerce Payment Processing

When processing online payments, merchants need to take proactive steps in order to protect their clients. The first step is to make sure that your e-commerce business is safe for customers to use when selecting the appropriate platform for your website. Our e-commerce payment processing tools integrate seamlessly with:

Once you have your platform, you will need to set up an SSL certificate. This will protect your site from 3rd party security breaches and keeps the customer's information safe. The last step you'll need is to make sure that you are PCI compliant. For more information, you can see the checklist here.

Virtual Terminal

Don't have a website? No problem! We offer a proprietary virtual terminal that allows you to manually key in your client's billing information. Our virtual terminal also allows you to enroll clients in recurring plans, validate AVS and CVV responses, send invoices, and generate detailed reports. This is the perfect solution for those who have already been doing business, but maybe that new website is still under construction.

We want our merchants to be able to process payments without hesitation, and being able to adapt to any situation is something that makes us cutting edge. To learn more about our virtual terminals give us a call today!

We Serve

These days, virtually every business that sells products must have an easy-to-use ecommerce platform to stay competitive and meet customer demands. Whether you operate online exclusively or use e-commerce to support a brick-and-mortar operation, you can trust Zen Payments to serve your needs.

We can serve online merchant accounts in the USA and abroad for businesses in high-risk industries such as:

High Risk Industries for mobile view

Enjoy a
Zen Experience

We also recognize that high-risk e-commerce businesses like yours aren't always treated kindly by other payment processing service providers. While many of these operations won't even consider working with companies in your industry, we welcome your business. We care about every customer, and we understand the unique challenges you face every day. You have enough on your plate with trying to fulfill your customers' needs and grow your business. We'll remove the burden of payment processing from your shoulders.

Need a merchant

If you're looking for payment solutions that will positively impact your business, Zen Payments is ready to help. Get started right now by contacting us online or giving our merchant services specialists a call at 844-661-0725.

Apply Now
Get started with Zen Payments
Fill out this form and a merchant services representative will be in touch!

Get in touch: (877)-511-3402

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Feel free to reach out to us with questions or for general support, available 24 hours, 7 days a week!
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