Terms Of Service

1. INTRODUCTION

Welcome to Zen Payments (the "Company", "we", "us", "our"). Our services include providing you with the ability to act as an independent sales organization that brokers payment processing services ("Service" or "Services"). These Terms of Service ("Agreement", "Terms") govern your access to and use of our Services.

2. ACCEPTANCE OF TERMS

By accessing, registering, or using the Service, you agree to be bound by these Terms. If you do not agree to these terms, please do not use the Service.

3. ELIGIBILITY

To use the Services, you must be at least 18 years old and able to enter into legally binding contracts. If you do not meet these requirements, you must not access or use the Services.

4. INDEPENDENT CONTRACTORS

You acknowledge that your relationship with the Company is that of an independent contractor. You are not, and shall not be considered, an agent, employee, joint venturer, or partner of the Company.

5. SERVICE USE

You agree to use the Service responsibly and in compliance with all applicable laws, regulations, and contractual obligations.

6. FEES AND PAYMENT

Certain parts of the Service may require fees. You are responsible for payment of all fees, taxes, and charges associated with your use of the Service.

7. PRIVACY

Your privacy is important to us. Please read our Privacy Policy for information about how we collect, use, and disclose your information.

8. INTELLECTUAL PROPERTY RIGHTS

All rights, title, and interest in and to the Services, including all intellectual property rights therein, are and will remain with the Company and our licensors.

9. TERMINATION

We reserve the right to terminate your access to the Service at any time, with or without cause or notice.

10. DISCLAIMER

The Services are provided "as is" without warranty of any kind. The Company disclaims all warranties, whether express or implied, including but not limited to, the implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

11. LIMITATION OF LIABILITY

In no event shall the Company, its affiliates, agents, directors, employees, suppliers, or licensors be liable for any indirect, punitive, incidental, special, consequential, or exemplary damages, including damages for loss of profits, goodwill, use, data, or other intangible losses.

12. INDEMNITY

You agree to indemnify, defend, and hold harmless the Company and its affiliates, directors, officers, employees, and agents from any claims, damages, losses, liabilities, and all costs and expenses of defense.

13. GOVERNING LAW

These Terms will be governed by the laws of the state of Utah without regard to its conflict of laws provisions.

14. CHANGES TO TERMS

We reserve the right to modify these Terms at any time. If we make changes, we will notify you by revising the date at the top of these Terms.

15. CONTACT INFORMATION

For any questions or comments about these Terms, please contact us at sales@zenpayments.com. By using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms.

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