Same Day Funding Credit Card Processing
Get paid faster with same day credit card funding.
For many businesses, waiting days to receive money from credit card transactions can create serious stress for businesses. Zen Payments offers same day funding credit card processing designed to help merchants move money from a sale to their bank account as quickly as possible. This allows businesses to cover payroll, manage inventory, pay expenses, and keep daily operations running without delay.
Zen Payments provides merchant services and payment solutions built for speed, reliability, and security. Whether you operate online, in retail, or through mobile payment processing, the goal is simple. Get paid faster and improve the overall customer experience.
HOW SAME DAY
FUNDING WORKS
With traditional payment processors, credit card processing can take two to three business days before funds reach your merchant account. Zen Payments shortens this timeline through optimized payment processing, strong banking relationships, and a streamlined payment system that prioritizes fast funding.
After a customer makes a payment using a credit card, debit card, digital wallet, or QR code payment, the transaction moves through the payment gateway, issuing network such as Mastercard, and into your merchant account. From there, Zen Payments works to settle the money into your bank account on the same day whenever possible.
BUILT FOR HIGH RISK AND
GROWING BUSINESSES
Many high risk merchant categories struggle to get fast access to funds due to chargeback risk, fraud concerns, or strict underwriting from other payment processors. Zen Payments is known for working with high risk merchant accounts and offering instant merchant accounts that enable businesses to begin processing quickly.
This is especially helpful for businesses in retail, ecommerce, and service industries where daily revenue is needed to maintain operations and avoid debt or the need for a short term loan.
FLEXIBLE WAYS TO
ACCEPT CARD PAYMENTS
Zen Payments supports a wide range of payment acceptance methods, including:
- POS and POS terminal setups with a card reader and payment terminal
- Mobile payment processing through a smartphone or tablet
- Virtual terminal access for phone orders and remote transactions
- Shopping cart and API integration for online payment gateway connections
- QR code payment options for modern checkout experiences
These options allow merchants to accept card payments anywhere while maintaining fast funding and consistent payment processing.
TRANSPARENT PRICING AND
PROCESSING FEES
Understanding cost, price, and processing fees is important for any business. Zen Payments offers flexible funding options and affordable interchange-plus rates. Merchants receive clear information about interchange fees, payment processing fees, and overall credit card processing expenses.
This helps businesses forecast finance needs, protect revenue, and maintain healthy accounting practices.
SECURITY AND
RISK MANAGEMENT
Fast funding does not come at the expense of security. Zen Payments prioritizes data security, fraud prevention, and chargeback management. Each credit card transaction is protected through secure software, encryption, and careful monitoring to reduce risk.
This protects both the merchant's reputation and the customer's payment card information while maintaining a smooth customer experience.
SUPPORTING DAILY
BUSINESS OPERATIONS
Faster access to money helps businesses stay ahead of everyday demands such as:
- Paying payroll on time
- Purchasing inventory
- Covering operating expenses
- Managing accounting and bookkeeping
- Supporting customer service
With reliable same day funding, businesses gain more control over their cash flow and financial planning.
RECURRING PAYMENTS AND
ONGOING REVENUE
Zen Payments also supports recurring payments, which is important for subscription services and repeat billing models. Combined with fast funding, this ensures predictable revenue and improved cash flow without long delays between transactions and deposits.
WHY BUSINESSES CHOOSE
ZEN PAYMENTS
Merchants often compare Zen Payments to other providers such as Chase Payment Solutions or other traditional payment processors. Zen Payments stands out because of its reputation for helping merchants who need flexible underwriting, instant payments, and dependable merchant accounts.
From retail POS environments to ecommerce shopping cart setups, Zen Payments enables businesses to accept payments, process credit card transactions securely, and receive funds quickly.
Need a merchant
Account?
If you're seeking a payment processing platform that can positively impact your business, Zen Payments is here to assist. Get started today by contacting us online or calling our merchant services specialists at 877-715-4501. We'll get you approved quickly so you can accept online payments within a couple of days.
Apply Now
sales@zenpayments.com
877-715-4501
