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Same day funding

Same Day Funding Merchant Services

Same day funding merchant services allow businesses to have access to capital on the exact day the purchase is made. This feature gives a business owner the ability to quickly see and measure revenue without having to wait for batches of transactions later on.

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How To Get A Same Day Funding Merchant Account

The benefits for quick access to funds are plentiful yet finding a payment processor that provides them can be difficult. If you’re looking for a new merchant account with fast access revenue, then you need to contact a high risk payment processor. High risk processors create custom accounts specifically catered to your business needs and can get you what you’re looking for in a merchant account.

What are Same Day Funding Merchant Services?

Same day funding merchant services allow businesses to receive funds from credit and debit card transactions as fast as possible. Traditionally, funds can be deposited into a business’s bank account within 1-2 business days (or even longer). Alternatively, same day funding services can provide a faster way of accessing funds, which can be important to businesses that need to pay bills, make purchases, or invest quickly.

How do Same Day Funding Merchant Services Work?

Businesses can use same day funding merchant services by signing up for a payment processing account with a merchant services provider. When the account is set up, the business can begin taking credit and debit cards.


Merchant services providers can have different processes for creating an account that grants rapid access to cash flow. It’s not uncommon for some providers to require businesses to submit batches of transactions at certain times, while others do real-time processing so money can be deposited right away. In some cases, same day funding may be subject to additional fees or higher processing rates than traditional payment processing services.

Benefits of Instant Payments

Faster access to funds is the biggest advantage of same day funding merchant services. This can be especially helpful for businesses that need to make quick purchases or investments to keep their operations running smoothly. Getting payments quickly can also help businesses improve cash flow and manage their finances better, as they’ll see how much money they have each day.


In addition to faster access to funds, same day funding merchant services improve customer service. Customers love it when they can use their credit or debit cards to make purchases, and they’ll be more satisfied if they can see the transaction immediately in their account.

Who Should Apply For Same Day Payment Processing?

If you own a business, you know how important it is to understand where you stand financially, even in the short term. Moreover, your ability to make important purchases or investments can be slowed down by the delay in receiving funds from credit card transactions. Same day funding merchant services can help with that.


Businesses that require faster access to funds from credit and debit card transactions can benefit from same day funding merchant services. A merchant services account that offers same day funding can improve the cash flow of businesses, help them manage their finances more effectively, and provide better customer service. To find the right payment processing service for your business and budget, you should shop around and compare different providers.

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