Secure Payment Processing Technology & Solutions

Advanced electronic payment processing with enterprise-grade security. Our secure payment gateway and virtual terminal credit card solutions deliver HIPAA-compliant processing with advanced protection for sensitive transaction data.

Secure payment gateway

Virtual terminal payment processing

Electronic payment solutions

HIPAA compliant payment processing

Manual credit card processing tools

Virtual card payment technology

Start Accepting Payments Today!

Fill out this form and a merchant services representative will be in touch!

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Industries We Serve

We offer high risk merchant account services tailored to businesses prone to fraud or chargebacks. Zen Payments, a top high risk merchant account provider, offers industry-specific solutions to help businesses facing financial challenges due to their internal history or industry designation.

Zen Payments provides a comprehensive range of merchant services for businesses across all industries, with extensive experience in processing high risk volume nationwide. Entrust us with your high risk merchant services needs and leverage our vast network of 15+ direct bank and processor relationships to find the ideal long-term home for your merchant account.

Travel

Nutraceutical

Firearms

Subscription

CBD

Coaching

MLM

Credit Repair

Tech Support

Travel

Nutraceutical

Firearms

CBD

Testimonials

Customer reviews are a testament to Zen Payments' reputation as a company. We value customer feedback and are proud of the positive reviews we've recieved. Read on to see what our customers have to say and what you can expect when partnering with us for payment processing.

Had a great experience with this company. Kameron Child was extremely helpful in getting my business the merchant services we needed. My company had tried several other credit processing companies that would hold our payments. I highly recommend this company and their customer service is top notch.

- Stephen

I had the pleasure of working with Josh from Zen Payments, and I can't express how great the experience was. Josh was not only incredibly understanding of my needs but also provided quick responses that exceeded my expectations.

- Jackie

Ryan Ryan Ryan.... I would have left in the middle if Ryan wasn't there. He is patience, soft spoken, cooperative and cordial. In fact, his kind of people are the assets for any organization and deserve to go for long. Thanks Ryan for everything. I would simply say ' you are best of the best.' Thanks!

- Javid

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Frequently Asked Questions

Everything you need to know about our payment solutions

Our electronic payment processing systems enable businesses to accept payments across multiple channels with seamless integration. We provide comprehensive solutions that include secure online checkout systems, in-person processing with modern terminals, mobile payment acceptance, and backend systems that ensure fast, accurate transaction processing. Our electronic payment gateway connects directly to all major card networks for instant authorization while maintaining stringent security standards to protect both your business and your customers.

Our virtual terminal payment processing provides a web-based interface that transforms any computer or device into a payment processing terminal. Simply log into your secure portal, enter the customer's payment information, and process transactions from anywhere with internet access. This solution is ideal for businesses taking orders by phone, mail order operations, or situations where physical terminals aren't practical. The system supports manual credit card processing with features like recurring billing, partial payments, and detailed digital receipts.

Our secure payment gateway incorporates multiple layers of protection: tokenization that replaces sensitive card data with secure tokens, point-to-point encryption (P2PE) that shields data during transmission, fraud detection algorithms that identify suspicious transactions in real-time, and PCI Level 1 compliance with regular security audits. These secure payment processing solutions protect your business from data breaches while maintaining customer trust in your payment handling capabilities.

Yes, our HIPAA compliant payment processing is specifically designed for healthcare providers handling protected health information (PHI). Our systems incorporate required technical safeguards including encryption, access controls, audit trails, and secure authentication. We maintain Business Associate Agreements (BAAs) with covered entities and provide documentation for your compliance records. This specialized processing ensures you can accept payments while maintaining strict adherence to patient privacy requirements.

Absolutely. Our platform fully supports virtual card for payment transactions, allowing businesses to accept these increasingly popular payment methods. Virtual cards provide enhanced security through dynamic numbers and spending limits, which helps reduce fraud while simplifying the payment process for customers. Our system seamlessly processes these transactions just like physical cards, with the added benefit of specialized reporting that helps track virtual card payments separately if desired.

Our manual credit card processing tools provide flexible options for businesses that need to manually enter transactions. This includes our virtual terminal for keyed entry, batch processing capabilities for multiple transactions, scheduled payment features for installment billing, manual authorization tools for specialized verification needs, and comprehensive reporting that tracks manually-entered versus automated transactions. These tools are particularly valuable for mail order, telephone order, or businesses with unique workflow requirements.

Our secure payment processing solutions protect your business in multiple ways: reducing PCI compliance scope through tokenization and hosted payment pages, minimizing fraud exposure with advanced detection tools, providing automatic security updates that address emerging threats, maintaining detailed audit trails for transaction verification, and offering breach protection programs that limit financial liability. These comprehensive security measures help shield your business from the reputational and financial damage that payment security incidents can cause.

Our electronic payment gateway stands out with 99.99% uptime reliability, faster transaction speeds averaging under 2 seconds, more extensive integration options with major shopping carts and business software, advanced routing capabilities that maximize authorization rates, and a developer-friendly API with comprehensive documentation. Additionally, our gateway includes robust reporting tools that provide actionable insights into your payment operations, helping you optimize your electronic payment processing for maximum efficiency and profitability.

Still have questions? Contact our support team

Get Started With Zen Payments

Finding a high risk payments processor you can trust can be a lofty task, but your journey ends here because you just found one! Our merchant services specialists are the best in the business and will work with you from start to finish to get your account approved.

Fast Approval Process

Secure Processing

Start Accepting Payments Today!

Fill out this form and a merchant services representative will be in touch!

Secure Payment Processing Technology & Solutions

Supported Plugins

Industries We Serve

Testimonials

Frequently Asked Questions

What electronic payment processing solutions do you offer?

How does your virtual terminal credit card processing work?

What security features are included with your payment gateway?

Do you offer HIPAA compliant payment processing for healthcare providers?

Can I use virtual cards for payment with your system?

What options do you offer for manual credit card processing?

How do your secure payment processing solutions protect my business?

What makes your electronic payment gateway different from competitors?

Get Started With Zen Payments