Specialized Payment Solutions for High-Risk Industries

Dedicated payment processing for industries others reject. We offer adult merchant services, firearm friendly credit card processing, merchant services for credit repair companies, and solutions for medical, NSFW, and dropshipping businesses.

Best adult payment processor

Firearm friendly processing

Credit repair merchant solutions

Medical merchant services

OnlyFans & Fansly payment processor

Dropshipping payment solutions

Start Accepting Payments Today!

Fill out this form and a merchant services representative will be in touch!

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Industries We Serve

We offer high risk merchant account services tailored to businesses prone to fraud or chargebacks. Zen Payments, a top high risk merchant account provider, offers industry-specific solutions to help businesses facing financial challenges due to their internal history or industry designation.

Zen Payments provides a comprehensive range of merchant services for businesses across all industries, with extensive experience in processing high risk volume nationwide. Entrust us with your high risk merchant services needs and leverage our vast network of 15+ direct bank and processor relationships to find the ideal long-term home for your merchant account.

Travel

Nutraceutical

Firearms

Subscription

CBD

Coaching

MLM

Credit Repair

Tech Support

Travel

Nutraceutical

Firearms

CBD

Testimonials

Customer reviews are a testament to Zen Payments' reputation as a company. We value customer feedback and are proud of the positive reviews we've recieved. Read on to see what our customers have to say and what you can expect when partnering with us for payment processing.

Had a great experience with this company. Kameron Child was extremely helpful in getting my business the merchant services we needed. My company had tried several other credit processing companies that would hold our payments. I highly recommend this company and their customer service is top notch.

- Stephen

I had the pleasure of working with Josh from Zen Payments, and I can't express how great the experience was. Josh was not only incredibly understanding of my needs but also provided quick responses that exceeded my expectations.

- Jackie

Ryan Ryan Ryan.... I would have left in the middle if Ryan wasn't there. He is patience, soft spoken, cooperative and cordial. In fact, his kind of people are the assets for any organization and deserve to go for long. Thanks Ryan for everything. I would simply say ' you are best of the best.' Thanks!

- Javid

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Frequently Asked Questions

Everything you need to know about our payment solutions

Our adult merchant services provide complete payment processing for all legal adult content businesses. As a leading adult content payment processor, we offer stable processing with higher approval rates than mainstream providers. Our solutions include recurring billing for subscription models, seamless integration with platforms like OnlyFans, advanced fraud protection, and multi-currency support. Unlike generic processors, we understand the adult industry's unique challenges and provide merchant accounts adult businesses can rely on long-term.

As a specialized OnlyFans payment processor and Fansly payment processor, we offer dedicated solutions for content creators. These include direct deposit options, platform-specific integrations, subscription management tools, and compliance assistance. We understand the unique payment challenges NSFW payment processor services face and provide stable processing with competitive rates, ensuring you can focus on your content while we handle your payments securely and reliably.

Our firearm friendly credit card processing solutions are specifically designed for the firearms industry. We work with gun friendly credit card companies and banking partners who understand and support FFL holders. As the best payment gateway for Gunbroker sellers, we offer specialized features including ATF compliance tools, integration with 4473 systems, serial number tracking capabilities, and secure processing for both online and in-store transactions that meet all regulatory requirements.

Our merchant services for credit repair companies include specialized underwriting that understands your business model. Unlike mainstream processors who automatically decline this industry, we provide stable processing solutions with features tailored to credit repair needs: escrow options for milestone payments, compliance tools for CROA regulations, recurring billing capabilities, and chargeback prevention systems designed specifically for the credit repair industry's unique risk profile.

Our medical merchant services are designed for healthcare providers of all types. We offer HIPAA-compliant processing solutions, patient payment plans with recurring billing, integration with major practice management software, mobile payment options for telehealth, and specialized support for medical billing complexities. Whether you operate a traditional practice, telehealth service, or medical equipment business, our solutions simplify payment acceptance while maintaining strict privacy standards.

As a dedicated payment processor for dropshipping, we understand the unique challenges of this business model. Dropshippers often face higher chargeback rates due to shipping delays, product quality issues, and supplier complications. Our specialized solutions include extended processing timeframes aligned with shipping expectations, chargeback prevention tools, multi-currency support for international suppliers, and risk management systems designed specifically for the dropshipping fulfillment model.

Unlike other processors who may suddenly terminate adult accounts, we specialize in this industry and understand its legitimate business needs. As the best adult payment processor, we offer higher approval rates, stable long-term processing relationships, specialized fraud prevention tailored to adult content businesses, recurring billing optimized for subscription models, and dedicated account managers familiar with adult merchant services. Our solutions for merchant accounts adult businesses require maintain both compliance and profitability.

Yes, as a specialized NSFW payment processor, we support both established platforms and emerging content creator sites. Our solutions adapt to evolving business models in the adult space, providing payment capabilities for new platforms beyond OnlyFans and Fansly. We stay current with industry trends to ensure our adult content payment processor services meet the needs of innovative businesses while maintaining compliance with card brand regulations and banking requirements.

Still have questions? Contact our support team

Get Started With Zen Payments

Finding a high risk payments processor you can trust can be a lofty task, but your journey ends here because you just found one! Our merchant services specialists are the best in the business and will work with you from start to finish to get your account approved.

Fast Approval Process

Secure Processing

Start Accepting Payments Today!

Fill out this form and a merchant services representative will be in touch!

Specialized Payment Solutions for High-Risk Industries

Supported Plugins

Industries We Serve

Testimonials

Frequently Asked Questions

What adult merchant services do you offer?

How do you support OnlyFans and Fansly creators?

What makes you the best payment gateway for Gunbroker and firearm businesses?

How do you serve credit repair businesses?

What medical merchant services do you provide?

Why do dropshipping businesses need a specialized payment processor?

What makes you the best adult payment processor compared to other providers?

Do you offer NSFW payment processor services for emerging platforms?

Get Started With Zen Payments