Merchant Account Services & Payment Gateways

Get approved for merchant accounts today with our streamlined application process. We offer online merchant accounts for all business types including ecommerce, with integrated payment gateways and competitive rates.

Instant merchant account approval

Merchant payment processing

Ecommerce merchant accounts

Merchant account gateway included

Specialized industry solutions

Small business merchant services

Start Accepting Payments Today!

Fill out this form and a merchant services representative will be in touch!

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Industries We Serve

We offer high risk merchant account services tailored to businesses prone to fraud or chargebacks. Zen Payments, a top high risk merchant account provider, offers industry-specific solutions to help businesses facing financial challenges due to their internal history or industry designation.

Zen Payments provides a comprehensive range of merchant services for businesses across all industries, with extensive experience in processing high risk volume nationwide. Entrust us with your high risk merchant services needs and leverage our vast network of 15+ direct bank and processor relationships to find the ideal long-term home for your merchant account.

Travel

Nutraceutical

Firearms

Subscription

CBD

Coaching

MLM

Credit Repair

Tech Support

Travel

Nutraceutical

Firearms

CBD

Testimonials

Customer reviews are a testament to Zen Payments' reputation as a company. We value customer feedback and are proud of the positive reviews we've recieved. Read on to see what our customers have to say and what you can expect when partnering with us for payment processing.

Had a great experience with this company. Kameron Child was extremely helpful in getting my business the merchant services we needed. My company had tried several other credit processing companies that would hold our payments. I highly recommend this company and their customer service is top notch.

- Stephen

I had the pleasure of working with Josh from Zen Payments, and I can't express how great the experience was. Josh was not only incredibly understanding of my needs but also provided quick responses that exceeded my expectations.

- Jackie

Ryan Ryan Ryan.... I would have left in the middle if Ryan wasn't there. He is patience, soft spoken, cooperative and cordial. In fact, his kind of people are the assets for any organization and deserve to go for long. Thanks Ryan for everything. I would simply say ' you are best of the best.' Thanks!

- Javid

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Frequently Asked Questions

Everything you need to know about our payment solutions

A merchant account is a specialized bank account that allows businesses to accept credit and debit card payments. It acts as an intermediary between your customer's payment card and your business bank account. Without a merchant account, you cannot process card payments, which significantly limits your ability to sell products or services to customers who prefer this payment method. Zen Payments can help you open a merchant account quickly with our streamlined application process.

Our merchant account application process is simple and can be completed entirely online. Start by filling out our form with basic business information, then submit required documentation for verification. Our merchant services application is designed to minimize paperwork and maximize approval rates. Many businesses can sign up for a merchant account today and begin processing payments within 24-48 hours of approval.

Yes, we specialize in providing online merchant accounts and merchant services for online businesses. Our ecommerce merchant accounts come with integrated payment gateways, allowing you to seamlessly accept payments on your website. We support various platforms including Shopify, with dedicated merchant account for Shopify solutions that integrate directly with your store.

While often confused, a merchant account and payment gateway serve different functions in payment processing. A merchant account is the financial account that allows you to accept credit card payments, while a merchant payment gateway is the technology that securely transmits transaction data between your customer, your website, and the payment processor. Zen Payments offers comprehensive merchant account and payment gateway packages with all the tools needed for successful online and in-person transactions.

Absolutely. As experienced merchant account providers, we offer specialized merchant accounts for industries that typically face challenges obtaining payment processing, including merchant accounts for credit repair businesses, merchant accounts for adult content, and merchant accounts for dating sites. Our merchant service provider team understands the unique requirements of these industries and can set you up with stable, reliable processing solutions.

Merchant account cost varies based on your business type, processing volume, and risk level. Our transparent pricing includes competitive rates with no hidden fees. We offer specialized merchant account providers for small businesses with pricing structures designed to be affordable for growing companies. Contact us for a personalized quote based on your specific business needs.

Still have questions? Contact our support team

Get Started With Zen Payments

Finding a high risk payments processor you can trust can be a lofty task, but your journey ends here because you just found one! Our merchant services specialists are the best in the business and will work with you from start to finish to get your account approved.

Fast Approval Process

Secure Processing

Start Accepting Payments Today!

Fill out this form and a merchant services representative will be in touch!

Merchant Account Services & Payment Gateways

Supported Plugins

Industries We Serve

Testimonials

Frequently Asked Questions

What is a merchant account and why do I need one?

How do I apply for a merchant account with Zen Payments?

Do you offer merchant accounts for online businesses?

What's the difference between a merchant account and a payment gateway?

Do you provide merchant accounts for specialized industries?

What are the costs associated with opening a merchant account?

Get Started With Zen Payments