High-Risk Merchant Account Solutions

Secure and reliable merchant accounts for high-risk businesses, including small businesses. Zen Payments specializes in providing merchant services to industries that traditional processors may decline, ensuring stable payment processing for your business, whether you're a small business or larger enterprise.

Fast Approval

Competitive Rates

Risk Management

Chargeback Protection

Multiple Payment Options

Start Accepting Payments Today!

Fill out this form and a merchant services representative will be in touch!

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Industries We Serve

We offer specialized high-risk merchant account solutions tailored to small businesses and companies of all sizes. Zen Payments provides industry-specific solutions to help businesses facing financial challenges or seeking more reliable payment processing options through our comprehensive platform.

Zen Payments provides a comprehensive range of high-risk merchant services for small businesses and companies across all industries, with extensive experience in processing high-risk volume nationwide. Our platform is particularly well-suited for small businesses who need reliable, compliant merchant account solutions with competitive rates.

Travel

Nutraceutical

Firearms

Subscription

CBD

Coaching

MLM

Credit Repair

Tech Support

Travel

Nutraceutical

Firearms

CBD

Testimonials

Customer reviews are a testament to Zen Payments' reputation as a company. We value customer feedback and are proud of the positive reviews we've recieved. Read on to see what our customers have to say and what you can expect when partnering with us for payment processing.

Had a great experience with this company. Kameron Child was extremely helpful in getting my business the merchant services we needed. My company had tried several other credit processing companies that would hold our payments. I highly recommend this company and their customer service is top notch.

- Stephen

I had the pleasure of working with Josh from Zen Payments, and I can't express how great the experience was. Josh was not only incredibly understanding of my needs but also provided quick responses that exceeded my expectations.

- Jackie

Ryan Ryan Ryan.... I would have left in the middle if Ryan wasn't there. He is patience, soft spoken, cooperative and cordial. In fact, his kind of people are the assets for any organization and deserve to go for long. Thanks Ryan for everything. I would simply say ' you are best of the best.' Thanks!

- Javid

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Frequently Asked Questions

Everything you need to know about our payment solutions

A high-risk merchant account is typically assigned to businesses that traditional payment processors consider higher liability due to factors such as:

Industry Type: Certain industries like CBD, adult content, firearms, travel, online gaming, supplements, and subscription services are often categorized as high-risk.

Financial History: Businesses with poor credit history, previous bankruptcies, or no processing history may be classified as high-risk.

Chargeback Ratio: Industries with historically higher chargeback rates often require high-risk merchant accounts.

Transaction Volume: Businesses processing large transaction volumes or having high average ticket sizes may be considered higher risk.

International Sales: Companies selling internationally face additional fraud risks and regulatory challenges.

At Zen Payments, we specialize in providing high-risk merchant accounts with fair terms, transparent pricing, and reliable processing - even for businesses that have been declined elsewhere.

Still have questions? Contact our support team

Get Your High-Risk Merchant Account Today.

Finding a reliable high-risk merchant account for your business can be challenging, but your journey ends here! Our high-risk merchant account specialists understand the unique challenges faced by businesses in CBD, adult content, firearms, travel, and other high-risk industries. We'll work with you from start to finish to get your high-risk merchant account approved and processing payments reliably, even if you've been declined elsewhere.

Fast Approval Process

Secure Processing