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Industries

NON-PROFIT MERCHANT ACCOUNT AND PAYMENT PROCESSING

At Zen Payments, we proudly serve non-profit organizations, providing both merchant accounts and payment processing. Non-profit organizations provide assistance across the globe, dedicating themselves to important causes such as education, environmental protection, poverty elimination, healthcare, disaster relief, and many more. That's why it can be frustrating to learn that finding payment processing to accept donations is difficult for non-profits.

That's where Zen Payments comes in. We understand that you'll need a financial partner you can trust as you build your organization and serve the community. We have years of experience working with non-profit organizations and other high-risk businesses. We have the expertise to set up a merchant account and payment processing so you can collect donations, accept payments and membership fees, and provide the services many are dependent on.

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WHY YOU NEED A HIGH-RISK MERCHANT
ACCOUNT AS A NON-PROFIT

At Zen Payments, we understand that non-profit organizations need to direct as many of their donations as possible to your mission. Many payment processors will Non-profits rely on different payment methods to accept donations and membership fees. You need the ability to accept every credit card, online checks, and other virtual payments. Without the ability to accept donations online, your organization will struggle to receive the support you need to provide the important service in line with your mission. When you work with a high-risk merchant, they can set up everything from credit card processing to your own merchant account. They'll also ensure you have a secure payment processing system in place to help prevent fraud and scams.

All high-risk, non-profit payment processors can help you with credit card processing and mobile payments. However, you'll want to ensure you work with a credit card processing solution that is experienced with non-profit payment processing. They can help you navigate the specific regulations involved with the industry.

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WHY ARE NON-PROFITS CONSIDERED
HIGH-RISK MERCHANTS?

  • Risk of theft: The first is a high risk of theft. Non-profits often function with tight budgets, meaning theft of any kind has a big impact on this type of business. On top of that, non-profits often see a higher risk of theft than other small businesses, especially from employees as well as third-party vendors and clients.
  • Risk of fraud: Fraud is also a key issue for non-profit organizations. Because of the good they do, they are often a target of impersonating scammers who claim to be part of their organization. These scammers use the name, logo, etc. of the non-profit to steal money from donors who believe they are sending money to the actual organization. These types of scams not only impact the non-profit's bottom line but their reputation as well. Many directors miss potential fraud because they are so focused on the mission. In an organization made up of employees and volunteers looking to make a difference, recognizing bad actors and potentially fraudulent payments can be difficult.
  • Target of cyber-attacks: Non-profits may also be targets of cyber-attacks because they handle sensitive information about their donors. Because of tight budgets, they often don't have the necessary IT resources to combat these types of attacks effectively.
  • Recurring payments or donations: Another factor leading to their designation as high-risk is that many non-profits accept donations as recurring payments, allowing their donors to donate regularly. These types of transactions give traditional payment processors pause because of the higher risk of chargebacks. Zen Payments is comfortable with recurring payments and can get you set up to accept those as part of your business model.
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ENSURE YOU ARE
PCI DSS COMPLIANT

In 2007, the Payment Card Industry (PCI) Security Standards Council set up data security standards (DSS) to increase security for both the merchant and customer during online transactions. There are more than twelve major regulations you'll need to stay compliant with as a non-profit. If you are not in compliance, you'll face penalties that hurt your bottom line.

At Zen Payments, we have the industry experience to ensure your credit card processing is compliant. Trust us with your payment processing and we'll keep you protected no matter which credit card processors you work with. Learn more about PCI Compliance here.

OTHER REASONS ZEN PAYMENTS IS THE TOP
NON-PROFIT MERCHANT ACCOUNT AND PAYMENT PROCESSOR PROVIDER

Zen Payments is the best high-risk payment processing service for your donation process. We'll take care of your organization so you can collect donations and accept payments with in-person and online transactions, low transaction fees, and other online donation tools. On top of these benefits, Zen Payments also offers the following others:

Enhanced Approval Potential

Unlike most payment processing firms that partner with only one or two banks, we collaborate with over 15 leading financial institutions that work with high-risk businesses. This extensive network allows us to achieve a 98% approval rate!

Dedicated Customer Support

Whether you're new to merchant accounts for non-profit merchants or have prior experience with another service, we're here to assist you every step of the way. Our customer service team is available during regular business hours for immediate support. Additionally, you can reach out to us via email anytime, and we'll ensure a prompt response.

Multiple Payment Options

With a Zen Payments gateway for non-profit businesses, we provide payment processing for multiple transaction sources. You can collect donations from all major credit cards, including Visa, Discover, MasterCard, and American Express. Additionally, you can process PIN-Debit, gift cards, EBT, e-check, and more.

Transparent pricing

You know that when it comes to merchant account services, transparency is key. Many payment processors will hit you with hidden transaction fees. At Zen Payments, you can count on straightforward pricing with no hidden fees or unexpected charges on your billing statement. We provide an itemized list so you know exactly what you're paying for, including transaction fees and credit card processing fees.

Maximum Security

Every business that processes credit card transactions must comply with the Payment Card Industry Data Security Standard (PCI-DSS) to protect customer data. As you'll be accepting credit card donations and storing donor information in a donor database, security is paramount. With a non-profit merchant account from Zen Payments, you can be confident that our services meet these stringent requirements, giving you added peace of mind when you accept credit card payments and recurring payments.

WHY CHOOSE ZEN PAYMENTS FOR YOUR MERCHANT ACCOUNT
AND CREDIT CARD PROCESSING NEEDS?

If you're looking for payment processing, merchant accounts, and or a payment gateway for your non-profit organization, Zen Payments is the best in the business. We know it can be difficult to find a payment processor comfortable with non-profit organizations that collect donations online.

We have years of experience with the donation process and can put together a customized plan for everything from recurring donations and online credit card payments to anti-fraud measures. Our experts understand what it means to be a high-risk, secure payment processor for non-profit organizations.


Need a merchant
Account?

If you're seeking a payment processing platform that can positively impact your business, Zen Payments is here to assist. Get started today by contacting us online or calling our merchant services specialists at 844-661-0725. We'll get you approved quickly so you can accept online donations within a couple of days.

Apply Now
Get started with Zen Payments
Fill out this form and a merchant services representative will be in touch!
Phone Number

Already filled out a form?  Login

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