Nutraceuticals Merchant Accounts

Payment Processing for Nutraceuticals and Supplements




Concerns over the harmful side effects and the addictive properties of many pharmaceuticals have led some consumers to turn to nutraceuticals as an alternative. These food source-derived substances offer numerous potential health benefits, such as protecting against chronic diseases, slowing the aging process and increasing life expectancy.

If you sell pharmaceutical alternatives, you'll need a nutraceutical merchant account to process these high-risk payment transactions. Zen Payments is an experienced, trustworthy service provider that can remove the burden from your shoulders.

Your Nutraceutical Merchant Account Solution

The best time to get nutraceutical merchant accounts is right now in 2020. The nutraceuticals marketplace is projected to hit over 700 billion dollars by the year 2027. With Nutraceuticals rising at such an alarming rate now is your opportunity to capitalize on the market share and get your product delivered to consumers.

In order to start selling products, however, you will need to be able to process payments online. While retail stores do make up a percentage of the market, the majority comes from online eCommerce sales. It takes a certain payment processing to be able to keep up with this market and keep you compliant. Due to regulations on products, and the high volume of sales nutraceuticals are considered high-risk, and require a high-risk merchant account in order to start collecting payments from customers.

Why Are Nutraceuticals High-Risk?

Nutraceuticals, supplements, or any product under this umbrella are considered to be high-risk by banks. There are a few reasons for this, all of which you should be aware of when getting a nutraceutical or supplement merchant account.

The first reason is due to chargebacks over the product description. Many customers will purchase a product, and if it does not deliver them the desired result they will be more prone to ask for a refund. Whenever refunds are being requested, chargebacks aren’t too far behind. You need someone like Zen Payments to help you mitigate chargebacks, and keep your business processing.

The next reason is simply due to the high volume of CNP transactions taking place. These two will work in tandem against nutraceuticals and are why the industry is high-risk. Because of the industry, you will need high-risk merchant services to keep business running smoothly.

Service is Key

Nutraceutical is an umbrella that has quite a few products under it from a payment processing standpoint. You need to make sure you work with the right merchant services provider to ensure that you are covered and compliant to sell your products. We have merchants all over the world selling nutraceuticals. If you are selling any of the following, you will need a high-risk merchant account:


 Dietary supplements 

 Hair growth supplements 

 Herbal products

 Male enhancement 


 Performance enhancing supplements

 Skin care products

  Weight loss supplements 

Zen Payments has experience with all of these and more. Call us today to get more information on how you can become compliant to sell these products online.


Nutraceutical Merchant Account Stability

Companies like Stripe, Square, and Paypal are not set up to properly handle high-risk merchant accounts. If you go this route, 6 months down the line you will find yourself with frozen funds and nowhere to process payments. Getting a merchant account with any processor is not enough, you need to ensure that you are set up with someone who can handle your MID long term.

Our network of banks ensures that not only do you get approved, but you get approved at a bank that has your best interest in mind and keeps your rates low. Once you apply with us, we take every client through our underwriting process to check compliance’s long-term fit. Once your site is ready, and you are approved at the appropriate bank, your supplement merchant account is ready to start processing payments.

Why Zen Payments for Your Nutraceutical Merchant Account?

Zen Payments is the go-to provider of merchant services for anyone in the nutraceutical or supplement industry. We specialize in providing long-lasting merchant accounts for our clients, so they can continue to grow their business without worries of held funds. You need a company that has experience in dealing with various forms of industry compliance and standards.

We have been doing this for the last 15 years, and have the knowledge and expertise that brings comfort and success to our merchants. With our chargeback protection, underwriting process, and incredibly low rates you will see why Zen Payments is the best provider of nutraceutical merchant accounts.

Other Reasons to Choose Us for Nutraceutical Credit Card Processing

When you select Zen Payments as your supplement payment processor, you'll benefit from:

  • Specialized expertise: At Zen Payments, we specialize in partnerships with high-risk businesses like nutraceutical sellers. This focus allows us to bring a unique perspective to our role as payment processors for supplements. We understand the challenges you face and what it takes to overcome them and achieve your service objectives.
  • Multiple sources: We work with more than 15 banks willing to support supplement merchant accounts — many of our competitors have only one financial partner. With so many options available, we're more likely to find an institution that's the ideal match for your business operation. Our flexibility sets us apart from the rest!
  • Compatibility with the leading credit card providers: Our merchant card accounts allow you to accept all major credit cards, including Visa, MasterCard, Discover and American Express. You can also take additional forms of payment like EBT, gift cards, PIN-debit cards and e-check.
  • Numerous processing options: You'll have access to many ways to perform nutraceutical supplement credit card processing with Zen Payments. Your account comes with the availability of a free iOS mobile app for your convenience. We also offer paid mobile apps for Android smartphone and tablet users.
  • Transparency: Our commitment to being upfront with our clients makes us a valued business partner you can trust. You'll never have to worry about hidden fees or surprise charges. Instead, you'll receive a complete list of your costs when you sign up for our supplement merchant services, which will remain the same for the duration of the account.
  • Maximum security: Every business that handles credit card transactions must adhere to the Payment Card Industry Data Security Standard (PCI-DSS) certification requirements regarding the protection of customer data. A nutraceutical industry merchant account from Zen Payments conforms with these stringent guidelines, giving you extra peace of mind.

Supplement Merchant Services

We support all kinds of merchants, including those looking for nutraceutical or supplement merchant accounts. With a variety of high-quality payment gateway solutions and 24/7 support, you can rest assured that we are in your corner. You can keep tabs on the health of your business while we handle the payments. We also offer chargeback reduction services to be able to prevent the losses you can suffer due to high volume chargebacks. Call us today, and let us get your business processing payments and get you a high volume merchant account today!

You'll Find Your Zen When Partnering With Us

You probably already know that rejection is common when attempting to set up a merchant account to sell supplements online. While many standard payment processing companies may turn you away, Zen Payments takes a different approach. Our philosophy is that no good company should be left behind. You'll discover that working with us will lower your anxiety level and allow you to focus on what matters most — growing your business.

Work With the best

Give Zen Payments a call at 844-661-0725 or contact us online to explore all your nutraceutical merchant account options. Our merchant services specialists will be happy to assist you!