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BigCommerce Payment Gateway

BigCommerce Payment Gateway
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Taylor Stika
October 31, 2022


BigCommerce is an ecommerce shopping site that works with many payment gateways. The payment gateway is a tool that connects customer information such as credit card number to your bank in order to process a payment. The payment gateway serves as a secure tool that allows for safe transactions and monitoring of purchase information.

Each payment gateway has its own features and different methods of integrating with your website. The integration is usually a short code that plugs into a webpage or is downloaded as a plugin or application. From the main menu (on certain gateways), you’ll have the ability to adjust elements of the checkout page and set up the payment format for customers to use.

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BigCommerce Merchant Account

A merchant account for BigCommerce is the banking entity that holds and exchanges your online transactions. It’s the main location you will see customer payments enter, and the account you can withdraw funds from. BigCommerce has a wide range of partners in the merchant account space, and with that you have the option of choosing the best one for your industry and bottom line.

BigCommerce Payment Gateway

High Risk Merchant Account for BigCommerce

A BigCommerce high risk merchant account is essential for businesses in certain industries that standard payment processors often ban. A few of those industries are below:

  • Bad Credit A bad credit merchant account on BigCommerce can be appropriate for one of two reasons. One, you’re running a store that helps others with their bad credit. In this case, you offer services to help coach and improve other people’s credit so they have the freedom to get loans and make investments. Alternatively, you may have a low credit score and stand payment processors won’t support you. Not to worry, there are payment solutions to get you the credit card processing you need for your business. Zen Payments specializes in bad credit merchant accounts and can help you apply for one today.
  • CoachingCoaching merchant accounts on BigCommerce are perfect for anyone who has a speaking business or sells self-help items. A payment for coaching services might sometimes be a high-ticket item, meaning the bill is for over $1K. Also, it may come in after a seminar or coaching event. Because of this, you’ll need a specialty payment processor to help you create a merchant account.
  • High Volume A high volume merchant account for BigCommerce is used for large companies and many transactions. If you have many locations or make a significant amount of revenue, you’ll need an account that caters to that. When you first open your merchant account you’ll be designated a monthly volume limit. This is the general estimate of how much money you can process on your account. During holidays or as your business grows, your company might exceed this limit. In which case you’ll want to contact your payment processor and ask to increase your volume.
  • Nutraceuticals A nutraceuticals merchant for BigCommerce is ideal for companies selling health products online. Dietary supplements, muscle enhancers, protein drinks, and stress relief formulas are all considered nutraceuticals. These products are not evaluated by the FDA, but are consumable, therefore, they have a higher level of attention when it comes to your payment processor. Also, some are sold via negative option billing. In this payment model you offer a product as a trial and bill a customer if they don’t return it. It’s very common for weight loss and joint relief products.
  • Tech Support A tech support merchant account on BigCommerce supports businesses who operate by outsourcing technical expertise for computer and IT services. Tech support is in high demand because of the cost of services, but many processors see it as a risky business type due to the possibility of cyber attacks and hacking that go along with the field of work.

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Our merchant service specialists are the best in the business and will work with you from start to finish to get your account approved!

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Taylor Stika is the CEO and Founder of Zen Payments. With a background in the payment processing industry starting in 2015, Taylor has extensive experience in managing and optimizing payment systems. Under his leadership, Zen Payments has grown and developed into a reputable provider of high and low-risk payment.


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