What Is 3D Secure and How Does It Work?

Did you know that the ecommerce merchant account industry in the United States grew by over 14% last year?

The future of eCommerce is bright. Whether you have an eCommerce store or are thinking of adding an eCommerce dimension to your business, it’s important to avoid expensive mistakes. For instance, you won’t want to process a single payment until you have 3D Secure backing you.

Are you not sure if the investment is worth it? Keep reading to learn all about 3D Secure and how you can benefit from it.

What Is 3D Secure?

3D Secure was invented as a way to enhance the level of security for both buyers and sellers. It does this by adding an extra step whenever a shopper buys something online using their credit card.

Are you still asking yourself, “How does 3D Secure work?”

It’s important to know that the 3D in 3D Secure doesn’t refer to those types of movies where things appear to jump out at you. Instead, 3D refers to the three domains involved in the process. These include the credit card issuer, the seller who is going to receive the payment, and the 3DS software itself.