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Gun Friendly Payment Processing

Gun Friendly Payment Processing
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Kolby Nielson
October 19, 2022


There are many gun friendly payment processors for firearms merchants to choose from. With a wide variety of options and many features, picking the best firearms merchant account solution is a research intensive task.

Here, we break down the pros and cons of what to look for and avoid when selecting a company that can help you accept credit cards in-store and online. Each high risk payment solution has their own rates, terminals, gateways, and customer support, so delve into each item in detail to find which features are your top priority.

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Lowest Fees For Gun Merchants

One of the biggest factors that affects your profit margins are the fees you pay for payment processing. As a vendor, you need the ability to accept payments and the only way to do that is through a banking channel. Banks or payment processors as they’re called charge a fee for their service which varies by company. Most standard ones offer accounts with two basic fees, a percentage – usually around 2.9% and a transaction fee – usually around ten cents.

You might recognize the larger ones in the industry, PayPal, Square, or Stripe. However, they aren’t considered gun friendly . In fact, they ban the sale of most weaponry from transacting on their platforms. As a result, you’ll be required to get a gun friendly merchant account which also goes by the name high risk merchant account. These payment processors are familiar with your business model and walk you through all the basic application steps.

Keep in mind you will have to pay a bit of a premium for this service as a gun dealer, but it’s necessary in order to make sure you have a sustainable account. The last thing you want to happen is to get an account that doesn’t allow your business type and have it shut down right when you’re trying to make a sale.

To find the lowest fees, shop around! Ask for prices and see who has the fastest turnaround time with applications , good customer service, and of course saves you the most money.

Gun Friendly ACH Payment Processing For Small Business

ACH payment processing in the firearms industry deserves its own recognition as a resource for accepting payments. ACH is considered one of the safest ways to receive funds because it’s directly from a bank account. In turn, this results in lower chargebacks and lower fees from the merchant account perspective.

ACH stands for Automated Clearing House. They are the regulatory group that ensures all of the rules are being followed to secure information and the exchange of data when using this type of payment. Moreover, ACH is gun friendly because small businesses can set it up with simple information. All you need is the information people have on a common paper check.

Credit Card Processing For Gun Merchants

Whether you sell ammunition, gun accessories , or fully functional guns, your merchant account is how you make that final sale. It may seem like an unnecessary tool, but if you plan on transacting with customers online, it’s especially important.

Many stores are realizing how much money they can make when they expand their business to sell goods online. Now there are certain items that still require background checks and age verifications, but you can sell a lot of accessories through ecommerce stores . Setting up a Shopify account may be a good first step, and once your website is established you’ll be able to implement a payment solution to accept credit cards.

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Zen Payments


Our merchant service specialists are the best in the business and will work with you from start to finish to get your account approved!

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Kolby Nielson is a dedicated sales representative at Zen Payments, specializing in approving merchants and assisting businesses in their payment processing needs. His expertise and commitment have made him a trusted partner for countless businesses, ensuring smooth and efficient payment solutions.


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