BigCommerce is an ecommerce shopping site that works with many payment gateways. The payment gateway is a tool that connects customer information such as credit card number to your bank in order to process a payment. The payment gateway serves as a secure tool that allows for safe transactions and monitoring of purchase information.
Each payment gateway has its own features and different methods of integrating with your website. The integration is usually a short code that plugs into a webpage or is downloaded as a plugin or application. From the main menu (on certain gateways), you’ll have the ability to adjust elements of the checkout page and set up the payment format for customers to use.
A merchant account for BigCommerce is the banking entity that holds and exchanges your online transactions. It’s the main location you will see customer payments enter, and the account you can withdraw funds from. BigCommerce has a wide range of partners in the merchant account space, and with that you have the option of choosing the best one for your industry and bottom line.
A BigCommerce high risk merchant account is essential for businesses in certain industries that standard payment processors often ban. A few of those industries are below: