Firearms Merchant Account

Firearm and Ammunition merchant accounts


Your Firearms Merchant Account Solution

Get your firearm merchant account today. The online firearms industry is growing nationwide. 2020 yielded more firearm sales than any year in history totaling almost 40 million dollars in sales. January is putting 2021 on track to crush that number as well. With sales increasing at an alarming rate, there has never been a better time to start your firearms or ammunition merchant account. In order to handle the volume, you will need a firearm merchant processing company with a proven track record of success within the industry. In fact, that's where Zen Payments comes in. We have over 15 years of experience helping firearm vendor merchants secure processing for their business. We make sure that our merchants can process payments consistently and they’re always processing at the best rates possible. Let us take it from here and get you approved today!


Offering merchant accounts to card-not-present firearms sellers is no small task! Unlike most processors at Zen Payments, we have spent countless hours understanding the industry and more importantly, understanding how to closely monitor merchant accounts so we can make sure your merchant account stays open. With us, you never have to worry about your merchant account getting closed strictly due to industry. Most merchant processing companies stay away from the industry, while we welcome firearm and ammunition merchant accounts with open arms. With our experience in the industry, it is no wonder why we’re becoming the nation's go-to firearm merchant account provider. We’ll handle the processing, and you can rest assured that you’re in the right hands.

FFL Merchant Accounts

Your customers purchase firearms for protection, but you need to protect yourself as well. Firearm merchant accounts are high risk, so you need to take every precaution to ensure that you are always processing payments. in order to start selling firearms, the first thing you will need to do is acquire an FFL. An FFL or "Federal Firearms License" is required by the ATF for any gun retailer. This is not required if you are simply selling ammunition or accessories, but it ensures that legally purchased firearms are being sold with a background check, to persons able to legally purchase that firearm. To get an FFL, please visit Once you have obtained an FFL, we will get you approved to start taking cards today!

Why Firearm Merchant Accounts Are High Risk

Firearms and ammunition are very highly federally regulated industries which means companies like Stripe, Square, and Paypal will not be able to process payments for you. These providers can't service high risk, and will get your funds frozen due to the regulation the firearm industry has. Here at Zen Payments, we take the time to make sure that your site is ready to always be processing payments and selling products. Every firearm merchant that we have undergoes a strict underwriting process to make sure the account stays live, and that funds are not frozen or kept. We want to keep you in business, and we take every step necessary to ensure YOUR success. We offer you 24/7 support, chargeback reduction and protection programs, underwriting to prevent fraud, and a variety of payment gateways to ensure compatibility with your platform.

GunBroker Merchant Account

One of the most common places to sell firearms is Much like eBay, GunBroker is where individual sellers organize to sell firearms rather than a traditional online eCommerce store. With that being said, GunBroker requires each seller to provide their own merchant account. We have been servicing individual merchants on GunBroker for years and have an excellent track-record of keeping their processing alive. Save yourself time and money and choose Zen Payments when looking for your ammunition GunBroker Merchant Account today.

Find Your Zen

With over 15 years of experience, Zen Payments is your number one choice for setting up a firearms merchant account. Whether you own a retail store, an eCommerce business, or sell on, we have you covered! When you open your firearms merchant account, we will be here every step of the way to guide you through the process. We understand the risks inherent to the firearm market and are here to help our clients have the best experience possible.

Do You Sell Firearms?