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What To Do If Your Merchant Account Is Closed (Part 2)

In Part 1, we discussed some of the reasons that banks, etc., cancel processing agreements and terminate merchant accounts. In What To Do If Your Merchant Account Is Closed (Part 2), we will look at some signs that your account is in danger of being closed, and what to do in the event that it… Continue reading What To Do If Your Merchant Account Is Closed (Part 2)

What To Do If Your Merchant Account Is Closed (Part 1)

Your Merchant Account Has Been Closed So, your business is up and running. There have been bumps and challenges along the way, but it seems like things are moving forward. You’re busy building the business and making ambitious plans for the future. Then, suddenly one day, you have no revenue coming in, and you find… Continue reading What To Do If Your Merchant Account Is Closed (Part 1)

ISA Fee – International Service Assessment

Finding an unexpected charge on your monthly bill is something no merchant wants to see. If you discover that your processing statement is much higher than usual but don’t know why, you may have been charged with an international service assessment (ISA) fee. Though you probably didn’t go on an overseas spending spree yourself, one… Continue reading ISA Fee – International Service Assessment

My Merchant Account Has Been Shut Down, Now What Do I Do?

In this day and age, businesses depend on credit card sales to stay afloat. If your company does business online, it needs to accept cards to ensure it’s paid for its services in a timely fashion. Your company typically needs a merchant account to accept credit cards, a line of credit that gives you access… Continue reading My Merchant Account Has Been Shut Down, Now What Do I Do?

What Is MTOT Disc

WHAT IS MTOT DISC? If you review your merchant bank statements regularly, you may be curious about a recurring fee you’ve noticed on your statement that’s identified as “MTOT Disc.” MTOT Disc is a shortened version of the phrase “merchant account total discount fee,” referring to the monthly fee your bank deducts as a direct… Continue reading What Is MTOT Disc